PERSONAL CREDIT • CREDIT WEALTH PROGRAM

A clear plan for your credit.
A place to stay connected.

Get personalized guidance, understand your credit reports, and stay engaged with the steps that support your financial goals.

YOUR NEXT CHAPTER STARTS HERE

Stop guessing what to work on first.

Your credit situation deserves a personalized review and clear next steps.

NEW CLIENT ENROLLMENT

Start with your Credit Wealth Analysis.

Begin with the current initial analysis signup. We’ll use your credit profile and goals to identify the questions, accounts, and next steps that deserve attention.

$149 initial Credit Wealth Analysis. Credit monitoring is required and purchased separately. Review the terms in the signup form before submitting.

SIGN UP FOR YOUR INITIAL ANALYSIS
SPEAK WITH AN EXPERT

Talk through your credit goals.

Schedule a Credit Wealth Program appointment to discuss your reports, concerns, monitoring requirements, and the support available.

  • Understand the information on your reports
  • Discuss questionable or inaccurate items
  • Review your responsibilities and next steps
BOOK A CREDIT APPOINTMENT

EXISTING CLIENT ACCESS

Your credit progress, connected.

Use the right destination for your program activity, monitoring, and appointments.

01 / CLIENT PORTAL

Sign In to Your Client Portal

Access your client account and review available program updates or requests.

OPEN CLIENT PORTAL
02 / REPORTS & SCORES

Check Your Credit Monitoring

Sign in to MyFreeScoreNow to view your available reports, scores, and monitoring alerts.

MYFREESCORENOW SIGN IN
03 / EXPERT SUPPORT

Book Your Next Appointment

Discuss your credit profile, current concerns, or program next steps with a Carter Capital credit expert.

SCHEDULE YOUR APPOINTMENT

Need help signing in? Use the password recovery option on your portal or monitoring provider’s login page. If you need your client welcome email resent, contact Carter Capital using the email associated with your account.

OUR APPROACH

A blueprint built around your credit profile.

01 / REVIEW

Understand your reports.

Review your goals and credit information to identify concerns that need attention.

02 / ORGANIZE

Follow your next steps.

Provide requested documentation, review communications, and stay engaged with your expert.

03 / STAY THE COURSE

Keep your plan active.

Maintain required monitoring, respond to requests, and build consistent financial habits.

CREDIT MONITORING

The information behind your plan.

Active access to complete credit reports helps your expert review changes and track your file. Use one accepted provider; you do not need to enroll in all three.

02 / ACCEPTED PROVIDER

IdentityIQ

If you use IdentityIQ, confirm that your plan provides the report access required by your expert.

VIEW IDENTITYIQ OPTION
03 / ACCEPTED PROVIDER

SmartCredit

If you use SmartCredit, confirm your account is active and the required reports are available.

VIEW SMARTCREDIT OPTION

Credit Karma, CreditWise, and Experian do not provide the complete report access required for this program. Monitoring fees and account support are handled by the selected provider.

EDUCATION & OPTIONAL TOOLS

Build understanding alongside your plan.

01 / READ

The DIY Credit Repair Guide

Explore the educational guide and learn more about reviewing your credit.

GET THE GUIDE
02 / LEARN

Carter Capital College

Build your credit knowledge through practical educational programs.

EXPLORE CREDIT EDUCATION

Some links are referral or affiliate links. Third-party terms, eligibility, fees, and results vary. Review the provider’s terms before applying.

YOUR QUESTIONS

Know what to expect.

Can you guarantee a score increase or deletion?

No. Results vary by credit profile, financial activity, and participation. Carter Capital does not guarantee deletions, score increases, financing approvals, or a specific timeline.

What should I prepare for an appointment?

Have your most recent complete credit reports, any relevant bureau or creditor correspondence, and your questions available. Your expert will explain document requests and the secure submission process.

Why do I need ongoing monitoring?

Monitoring helps provide current reports and visibility into changes during your program. Keep your accepted monitoring account active so your expert has the information needed for your review.

Is my monitoring login the same as my client portal login?

They are separate accounts. Use the Client Portal button for program access and your monitoring provider’s login for credit reports and scores.

Where can existing clients get help?

Book a credit appointment or contact [email protected] or 855-446-5050 for help with service coordination and access questions.

Ready for your next step?

Individual results vary. No specific credit outcome is guaranteed.

Ways To Build Your Credit

Get the free Ultimate DIY Credit Repair Guide

Want To Build Your Credit With Rent? Click Below

Need business funding? Click Below

TESTIMONIALS

WHAT OUR CREDIT CLIENTS ARE SAYING

"Carter Capital experts
are very helpful. They have helped me a lot on my credit. It has brought my credit score up. I'm very satisfied with everything they are doing and more. Would recommend family and friends to them."

"Great experts, answer questions and give you the best options. I am happy to tell friends and family members of this great opportunity. Carter Capital experts is the best to help saving and approving your credit."

" I just signed up with Carter Capital and so far, so good. I know this process takes some time to see any changes, so I am hopeful for a good outcome. They got to work right away on my situation and responded to any questions I had, promptly."


“Rated #1 for Credit Repair”

Thousands have improved/built their credit with us.

Image

Innovation

Fresh, creative solutions.

Image

Integrity

Honesty and transparency.

Excellence

Excellence

Top-notch services.

© 2026, Carter Capital PLLC